/* NEBB Brokers — sistema visual compartido */
:root{
  --tinta:#0A1628;--tinta-2:#101F36;--fondo:#FFFFFF;--niebla:#F6F8FB;
  --azul:#1B49C8;--azul-osc:#153AA6;--verde:#0E9F6E;--wa:#1FA855;
  --texto:#0A1628;--gris:#55637A;--gris-2:#8A96A8;--borde:#E4E9F1;
  --disp:'Schibsted Grotesk',system-ui,sans-serif;--sans:'Onest',system-ui,sans-serif;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:var(--sans);color:var(--texto);background:var(--fondo);line-height:1.6;font-size:16px;-webkit-font-smoothing:antialiased}
a{text-decoration:none;color:inherit}
button{font-family:inherit;cursor:pointer}
.wrap{max-width:1140px;margin:0 auto;padding:0 24px}
h1,h2,h3,h4{font-family:var(--disp);letter-spacing:-.015em;line-height:1.12}
.num{font-variant-numeric:tabular-nums}
:focus-visible{outline:2px solid var(--azul);outline-offset:3px;border-radius:4px}
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:13px;font-weight:600;color:var(--gris);letter-spacing:.02em}
.eyebrow::before{content:"";width:26px;height:1.5px;background:var(--azul)}

/* NAV */
nav.site{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.88);backdrop-filter:blur(12px);border-bottom:1px solid var(--borde)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:68px;gap:16px}
.logo{font-family:var(--disp);font-weight:800;font-size:19px;letter-spacing:-.01em;display:flex;align-items:center;gap:10px;flex:none}
.logo .marca{width:30px;height:30px;border-radius:8px;background:var(--tinta);color:#fff;display:grid;place-items:center;font-size:14px;font-weight:800}
.nav-links{display:flex;gap:24px;font-size:14px;font-weight:500;color:var(--gris)}
.nav-links a{transition:.15s;padding:4px 0}
.nav-links a:hover{color:var(--tinta)}
.nav-links a.act{color:var(--azul);font-weight:600}
.nav-cta{background:var(--tinta);color:#fff;padding:10px 18px;border-radius:9px;font-size:14px;font-weight:600;transition:.2s;flex:none}
.nav-cta:hover{background:var(--azul)}
.nav-toggle{display:none}
.nav-burger{display:none;flex:none;width:44px;height:44px;border:0;background:transparent;cursor:pointer;align-items:center;justify-content:center;flex-direction:column;gap:5px}
.nav-burger span{display:block;width:24px;height:2px;background:var(--tinta);border-radius:2px;transition:.2s}
.nav-in{position:relative}

/* PAGE HERO (interiores) */
.phero{background:var(--tinta);color:#fff;padding:72px 0 60px;position:relative;overflow:hidden}
.phero::after{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:72px 72px;mask-image:radial-gradient(700px 300px at 20% 0%,#000 30%,transparent 75%);-webkit-mask-image:radial-gradient(700px 300px at 20% 0%,#000 30%,transparent 75%)}
.phero .wrap{position:relative;z-index:1}
.phero .eyebrow{color:#9FB0CB}.phero .eyebrow::before{background:#3D6BFF}
.phero h1{font-size:clamp(32px,4.6vw,52px);font-weight:800;margin-top:16px;max-width:20ch}
.phero p{margin-top:16px;color:#B7C2D6;font-size:17px;max-width:56ch}

/* SECTIONS */
.sec{padding:80px 0}
.sec.alt{background:var(--niebla)}
.sec-head{max-width:680px;margin-bottom:44px}
.sec-head h2{font-size:clamp(26px,3.4vw,38px);font-weight:800;margin-top:12px}
.sec-head p{margin-top:12px;color:var(--gris);font-size:16.5px}

/* CARDS */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.card{border:1px solid var(--borde);border-radius:14px;padding:26px;background:#fff;transition:.2s}
.card:hover{border-color:var(--azul);box-shadow:0 14px 34px -22px rgba(27,73,200,.35)}
.card .ico{width:42px;height:42px;border-radius:10px;background:var(--niebla);display:grid;place-items:center}
.card .ico svg{width:21px;height:21px;stroke:var(--tinta)}
.card h3{font-size:17.5px;font-weight:700;margin:16px 0 6px}
.card p{font-size:14.5px;color:var(--gris)}
.card .link{display:inline-flex;align-items:center;gap:6px;margin-top:14px;font-size:13.5px;font-weight:600;color:var(--azul)}
.card .link:hover{color:var(--azul-osc)}
.pill{display:inline-block;font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--azul);background:#EEF2FE;border-radius:99px;padding:4px 11px}

/* TABLAS COMPARATIVAS */
.tabla{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--borde);border-radius:14px;overflow:hidden;font-size:14.5px}
.tabla-wrap{overflow-x:auto;border-radius:14px}
.tabla th{font-family:var(--disp);font-weight:700;text-align:left;padding:14px 18px;background:var(--tinta);color:#fff;font-size:13.5px;letter-spacing:.02em;white-space:nowrap}
.tabla td{padding:14px 18px;border-top:1px solid var(--borde);vertical-align:top;color:var(--gris)}
.tabla td:first-child{font-weight:600;color:var(--texto);white-space:nowrap}
.tabla tr:hover td{background:var(--niebla)}
.nota{margin-top:14px;font-size:12.5px;color:var(--gris-2)}

/* LISTA DE CHEQUES */
.checks{list-style:none;display:grid;gap:10px}
.checks li{display:flex;gap:10px;align-items:flex-start;font-size:15px;color:var(--gris)}
.checks li::before{content:"✓";color:var(--verde);font-weight:700;flex:none;margin-top:1px}
.checks li b{color:var(--texto);font-weight:600}

/* RAMO (bloques de servicio) */
.ramo{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start;padding:56px 0;border-bottom:1px solid var(--borde)}
.ramo:last-of-type{border-bottom:0}
.ramo h2{font-size:clamp(24px,3vw,32px);font-weight:800;margin-top:12px}
.ramo .desc{margin-top:12px;color:var(--gris);font-size:16px}
.ramo .cta-min{display:inline-flex;margin-top:20px;background:var(--tinta);color:#fff;padding:12px 22px;border-radius:9px;font-size:14px;font-weight:600;transition:.2s}
.ramo .cta-min:hover{background:var(--azul)}

/* TELEFONOS SINIESTROS */
.tel-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.tel-card{border:1px solid var(--borde);border-radius:14px;padding:20px;background:#fff;text-align:center;transition:.2s}
.tel-card:hover{border-color:var(--azul)}
.tel-card .cia{font-family:var(--disp);font-weight:700;font-size:15px}
.tel-card .servicio{font-size:12px;color:var(--gris-2);margin-top:2px}
.tel-card a.fono{display:block;margin-top:10px;font-family:var(--disp);font-weight:800;font-size:20px;color:var(--azul);font-variant-numeric:tabular-nums}
.tel-card a.fono:hover{color:var(--azul-osc)}

/* PASOS */
.pasos{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.paso{border:1px solid var(--borde);border-radius:14px;padding:28px;background:#fff}
.paso .p-num{font-family:var(--disp);font-weight:800;font-size:13px;color:var(--azul);letter-spacing:.1em}
.paso h3{font-size:19px;font-weight:700;margin:12px 0 8px}
.paso p{font-size:14.5px;color:var(--gris)}

/* FAQ */
.faq details{border:1px solid var(--borde);border-radius:12px;background:#fff;margin-bottom:12px;overflow:hidden}
.faq summary{cursor:pointer;padding:18px 22px;font-family:var(--disp);font-weight:700;font-size:16px;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:14px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:22px;color:var(--azul);flex:none;transition:.2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .resp{padding:0 22px 20px;color:var(--gris);font-size:15px}

/* BANNERS / CTA */
.banner-sos{background:linear-gradient(90deg,#7F1D1D,#991B1B);color:#fff;border-radius:16px;padding:28px 32px;display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.banner-sos h3{font-size:20px;font-weight:800}
.banner-sos p{color:#FECACA;font-size:14.5px;margin-top:4px}
.banner-sos a{background:#fff;color:#7F1D1D;padding:12px 22px;border-radius:9px;font-weight:700;font-size:14px;flex:none;transition:.2s}
.banner-sos a:hover{filter:brightness(.94)}
.cta-final{border:1px solid var(--borde);border-radius:18px;background:linear-gradient(180deg,var(--niebla),#fff);padding:56px 28px;text-align:center}
.cta-final h2{font-size:clamp(26px,3.8vw,40px);font-weight:800;max-width:22ch;margin:0 auto}
.cta-final p{color:var(--gris);margin:14px auto 0;max-width:48ch;font-size:16px}
.cta-final .acciones{margin-top:28px;display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.btn-tinta{background:var(--tinta);color:#fff;padding:14px 26px;border-radius:10px;font-weight:600;font-size:15px;transition:.2s;display:inline-block}
.btn-tinta:hover{background:var(--azul)}
.btn-borde{border:1px solid var(--borde);background:#fff;padding:14px 26px;border-radius:10px;font-weight:600;font-size:15px;transition:.2s;display:inline-block}
.btn-borde:hover{border-color:var(--tinta)}
.btn-wa{display:inline-flex;align-items:center;gap:9px;background:var(--wa);color:#fff;border:0;border-radius:10px;padding:14px 24px;font-size:15px;font-weight:600;transition:.2s}
.btn-wa:hover{filter:brightness(.94)}
.btn-wa svg{width:19px;height:19px;flex:none}

/* FOOTER */
footer.site{border-top:1px solid var(--borde);padding:52px 0 30px;font-size:14px;color:var(--gris);background:#fff}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;padding-bottom:36px}
.foot-grid h4{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--gris-2);margin-bottom:14px;font-weight:700}
.foot-grid li{list-style:none;margin-bottom:9px}
.foot-grid a:hover{color:var(--tinta)}
.legal{border-top:1px solid var(--borde);padding-top:24px;font-size:12.5px;color:var(--gris-2);display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap}

/* WA FLOTANTE */
.wa-float{position:fixed;right:22px;bottom:22px;z-index:70;width:56px;height:56px;border-radius:50%;background:var(--wa);display:grid;place-items:center;box-shadow:0 12px 30px -8px rgba(31,168,85,.55);transition:.2s}
.wa-float:hover{transform:scale(1.07)}
.wa-float svg{width:29px;height:29px}

/* REVEAL */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}
.reveal.on{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

@media(max-width:940px){
  .nav-links{
    display:none;position:absolute;top:100%;left:0;right:0;
    flex-direction:column;gap:0;background:#fff;border-top:1px solid var(--linea,#e5e8f0);
    box-shadow:0 18px 40px -12px rgba(10,22,40,.18);padding:8px 0
  }
  .nav-links a{padding:14px 22px;font-size:16px}
  .nav-burger{display:flex}
  .nav-toggle:checked ~ .nav-links{display:flex}
  .nav-cta{display:none}
  .grid-3,.grid-2,.pasos{grid-template-columns:1fr}
  .ramo{grid-template-columns:1fr;gap:28px;padding:44px 0}
  .tel-grid{grid-template-columns:1fr 1fr}
  .foot-grid{grid-template-columns:1fr 1fr}
}